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Everything we know about the charges you forgot.

Plain, sourced guides on finding subscriptions, decoding cryptic statement names, and actually cancelling. Every number is cited. Nothing is padded to rank.

Decode a charge you don’t recognize

Statements hide the real name. Figure out what a charge is before you panic.

A Recurring Charge You Don't Recognize: What to Do A recurring charge on your bank statement you don't recognize is usually a forgotten subscription, not fraud. How to identify it, then cancel or dispute in the right order. Read What Is the APPLE.COM/BILL Charge on Your Statement? What is the APPLE.COM/BILL charge on your statement? It is any Apple Account purchase. Here is how to find the exact app and stop it for good. Read Why a Subscription Shows a Different Name on Your Statement Why does my subscription show up under a different name on my statement? Four reasons a charge name lies, plus a method to trace any descriptor back. Read

Find and add up what you pay

See the whole list, get an honest total, and pick a tracker without overpaying.

Find Subscriptions From a Bank Statement (No Bank Login) Find subscriptions from a bank statement with no bank login. Two honest paths: a free manual spreadsheet method, or a one-time statement import. No Plaid. Read Subscription Cost Calculator: What You Really Spend A subscription cost calculator that adds up your monthly, yearly, and 10-year spend, then compares it to sourced US averages. Honest math, no number-vomit. Read How Much Am I Spending on AI Subscriptions? How much am I spending on AI subscriptions? The average AI subscriber pays about $66/month across 4 tools. Here's how to audit your stack and cut the overlap. Read Free Alternative to Rocket Money: Honest Picks A free alternative to Rocket Money, sorted by what you want. First, the honest reason Rocket Money charges, then real free picks for each kind of person. Read

Cancel, get refunded, know your rights

The hard part. How to leave, how to get money back, and who is getting sued for making it hard.

Why Companies Make You Call to Cancel (and How to Win) Why companies make you call to cancel: friction is the retention plan. The script, the certified-mail fallback, and your right to cancel online. Read How to Get a Refund After Being Auto-Renewed How to get a refund after being auto-renewed: the exact email to send, the deadlines that matter, and why a chargeback can lock your account. Read Companies Sued by the FTC for Hard-to-Cancel Subscriptions A live scoreboard of companies sued by the FTC for hard-to-cancel subscriptions: Amazon, Uber, LA Fitness, Chegg, Adobe, and what it means if you pay them. Read