Subscription tracker for iPhone

Find the subscriptions you forgot you were paying for.

Upload a bank statement and Subcut pulls out every recurring charge in about a minute. No bank login. No account. Then cancel the ones you do not want with step by step guides for 800+ services.

Free to download. iPhone, iOS 17 and up.

No bank login No account needed Your subscriptions stay on your iPhone
Subcut calendar of upcoming bills
Subcut import screen
Subcut list of tracked subscriptions
The quiet drain

Most of us are paying for at least one thing we would cancel if we remembered it.

The trial that auto renewed. The app you opened once. The price that crept up $3 without a word. None of it is big on its own. Together it is a real number, and it leaves your account every month whether you look or not.

How it works

Three steps, about a minute.

01 / IMPORT

Bring it in

Add subscriptions from a bank or card statement (PDF or CSV), your Gmail receipts, or your App Store purchases. Subcut reads them and finds the recurring charges. No bank login, ever.

02 / SEE

See the whole picture

Everything lands in one calendar with your real monthly and yearly totals. Duplicates and soon to renew trials get flagged so nothing hides.

03 / CANCEL

Cancel what you don't want

Tap a subscription for the exact steps to cancel it, with a direct link. Guides for 800+ services, so you actually cancel instead of meaning to.

What's inside

Built to be looked at, not avoided.

The small things that make you actually open it every week.

Calendar view

Every renewal on one calendar. See what is due this week before it hits your card.

Reminders before you pay

A heads up before each charge, and an alert before a free trial turns into a bill.

Real totals

Your true monthly and yearly spend, with annual plans broken down to a monthly number.

Duplicate and trial detection

Catches the two music apps you forgot about and the trials about to renew.

Home screen widgets

Next payment and upcoming bills on your home and lock screen.

Face ID lock

Lock the app behind Face ID or Touch ID so your spending stays yours.

Private iCloud sync

Your subscriptions follow you across iPhone and iPad through your own iCloud.

Export your data

Send everything to CSV or JSON for your own spreadsheet or budget tool.

The part others skip

Tracking is easy. Cancelling is the hard part.

Some services let you leave in three taps. Others bury it, make you call, or try to charge you on the way out. Subcut has the steps for both kinds.

  • Step by step guides for more than 800 services
  • Direct links straight to the cancel page
  • Difficulty and time so you know what you're in for
  • Notes for the ones that fight you on the way out
CANCEL GUIDE800+ SERVICES
Netflix logo Netflix 4 taps EASY
Spotify logo Spotify 3 taps EASY
Paramount+ logo Paramount+ a few taps EASY
Audible logo Audible retention offer TRICKY
Peloton logo Peloton call to cancel TRICKY
Straight about your data

Honest about where your data goes.

No "military grade" hand waving. Here is exactly what happens.

On your phone

Your list stays yours

Your subscriptions are stored on your iPhone and sync through your own private iCloud, encrypted by Apple. No account. We never see them.

Secure import

Processed, then deleted

Imports are processed securely to find your recurring charges, then deleted right after. Nothing is saved, and nothing is tied to an account.

Never

What we don't do

We never ask for your bank login, never show ads, never track you across apps, and never sell your data. There is nothing to sell because there is no account.

Pricing

Start free. Upgrade if it earns it.

Free
$0 / forever
Everything you need to keep an eye on the basics.
  • Track up to 5 subscriptions
  • Calendar, reminders and widgets
  • Categories and notes
  • Private iCloud sync
  • Statement and email import
  • Data export
Download free
Pro
Pro
$14.99 / year
Or $24.99 once, yours for life.
  • Unlimited subscriptions
  • Bank statement import (PDF and CSV)
  • Email receipt import
  • Custom reminder timing
  • Export to CSV and JSON
  • Priority support
See plans in the App Store
Questions

The honest answers.

Is it free?
Yes. You can download Subcut and track up to 5 subscriptions for free, with the calendar, reminders, widgets and iCloud sync. Pro unlocks unlimited subscriptions and the import features.
Do I need to connect my bank?
No. Subcut never asks for your bank login. You either add subscriptions yourself, or import them from a statement file you upload. That is the whole point: you get the overview without handing over bank access.
How does import actually work?
You upload a PDF or CSV statement, or your Gmail receipts. The file is sent to a secure server that uses AI to read it and pull out the recurring charges, then sends them back to your phone. The file is not stored after that. If you would rather keep everything on device, you can add subscriptions by hand.
Where is my data kept?
Your subscriptions live on your iPhone and sync through your own private iCloud, encrypted by Apple. There is no Subcut account and no copy of your list sitting on our servers.
Can it help me actually cancel?
That is the part most trackers skip. Subcut has step by step cancellation guides for more than 800 services, with direct links and notes on the ones that make it difficult.

Stop paying for things you forgot about.

It takes a minute to see the whole list. Cancelling the first one usually pays for the year.